Everyone seems to be saving money right now, which is good. The hard thing is that even banks are saving money. Even small amounts of money that can help change a person’s life. But that is where Accion comes in. They are a microloan company helping tons of American small businesses get on their feet, or do their job better. For as little as $50, you can make a donation to Accion, who will then loan your money to someone in need. Want to open your door a little wider? Try Kiva. The leader in international microcredit, you can choose the business that you want to give your money to – in increments of $25. And this is actually a loan, so you get paid back! Win win!